Bike insurance policy is a contract between the insurer & the bike owner in which the insurance company provides
Two-wheeler insurance also covers Own Damage (OD) through the Comprehensive Insurance Policy. It covers physical damage or loss to your vehicle.
List of Top Two Wheeler Insurance Plans in India
| Two Wheeler Insurance Providers | Third-party Cover | Incurred Claim Ratio |
|---|---|---|
| Bharti AXA Two Wheeler Insurance | Available | 75% |
| Digit Two Wheeler Insurance | Available | 76% |
| Edelweiss Two Wheeler Insurance | Available | 145% |
| HDFC ERGO Two Wheeler Insurance | Available | 82% |
Third–Party Cover is mandatory in India. It covers you against legal liability for injury or death or property damage caused to any third party, who is not in the insurance contract in an accident. However, this policy does not cover damages or loss caused to your own vehicle in an accident or theft.
Buying online two-wheeler insurance is secured. However, customers may be worried because of online transactions but if brought with extra research, it is always safe to buy two-wheeler insurance online. It is advisable to read all the features offered before purchasing an insurance plan online